What exactly is Hillary’s health care plan all about?
Shе ѕауѕ thаt іt wουld bе rіght complete health care. Bυt ѕhе іѕ really putting a mandate upon people tο bυу іt rаthеr thаn being provided wіth іt bу employers οr thе governement. Wουld іt mаkе іt simpler tο obtain affordable health insurance wіth much better coverage? Or іѕ іt nοt аn option?
Making Hillary our savior.
It’s in this area ripping people off just like all the other programs that the government gives us.
It’s an option imagine if your job didn’t offer insurance then you could have the option of a low cost medicare type system. If you are indigent or disabled you would be guaranteed Medical coverage. Right now most people don’t realize how hard it is getting medical under social security for disabled people . You could easily die on the streets.
No matter who gets the direct bill, the consumer/taxpayer will ALLWAYS pay it. Be that payment in the form of higher taxes, mandated insurance payments, or writing a check.
Not much
I’m not perfectly sure but according to Mrs. Clinton it would be
like social security- mandatory. I seriously doubt that we’ll
be forced to choose one over the other but it could make
voluntary coverage more affordable- which would be a excellent thing.
The thought that is that it would decrease in cost if everyone had health care instead of only those who need it. The security blanket for providers is that they can keep premiums lower because we are can spread the costs between the full population. Further, you do not lose your existing plot if you lose your job and had insurance through work. Also, it makes competition, and anyone who supports capitalism should know that competition should keep prices and benefits competitive. You would have the option of buying into a government provided plot similar to medicare. Also, it encourages and covers regular check-ups, which helps keep treatment costs down because problems are detected quicker. There is a tax credit incentive for employers who provide health care and for families to ensure that health care is not too expensive for you. One of the best aspects is that you can not be denied coverage for pre-existing conditions, which costs people billions each year. Say you have insurance through your job and you develop diabetes. If you ever choose to switch careers or lose your job, your new insurance may never cover any of your related bills, and diabetes is often lethal. Hillary’s plot is not perfect, but the current system is broken, and Hillary’s plot does fix the problem.
Some people compare this to socialism, but in actuality it is an exaggeration of capitalism at its finest- it is far from socialized medicine, but it is complete care- the two are not mutually exclusive.
Her plot is destined to failure because even if she could get it through, she is NOT dealing with the REAL problems in this area cost.
The government meddles and drives up costs.
The few huge insurers control the market–they routinely violate contract law (such as refusing to pay on legit claims) and they violate antitrust laws (right market control in some areas). Withouth addressing those MASSIVE abuses all that happens in the wallets of the CEOs grow astronomically and the taxpayer and doctors and patients are abused yet more–by government mandate.
When 75% of the people who declare bankruptcy over medical bills ARE INSURED, then insurance is CLEARLY not the answer.
“Aldrich’s situation is “asinine” but increasingly common, said Dr. Deborah Thorne of Ohio University. Thorne, co-author of a widely quoted 2005 study that found medical bills contributed to nearly half of the 1.5 million personal bankruptcies filed in the U.S. each year, said that ratio has likely worsened since the data was gathered.
…
Like Aldrich, Thorne said, three-quarters of the individuals in the study who declared bankruptcy because of health problems were insured. ”
http://www.msnbc.msn.com/id/20201807/
Linda Peeno, MD testified that SHE had often denied treatment JUST to save the insurance company money http://www.thenationalcoalition.org/DrPeenotestimony.html
Furthermore:
“the vast majority of health insurance policies are through for-profit stock companies. They are in the process of “shedding lives” as some term it when “undesirable” customers are lost through various means, including raising premiums and co-pays and decreasing benefits (Britt, “Health insurers getting larger cut of medical dollars,” 15 October 2004, investors.com). That same Investors Business Day after day article from 2004 prominent the example of Song of praise, a further insurance company. They said the top five executives (not just the CEO) received an average of an 817 percent increase in compensation between 2000 and 2003. The CEO, for example, had his compensation go from $2.5 million to $25 million during that time period. In this area $21 million of that was in stock payouts, the article prominent.
A 2006 article, “U.S. Health Insurance: More Market Domination, More CEO Compensation”
(hcrenewal.blogspot.com) notes that in 56 percent of 294 metropolitan areas one insurer “controls more than half the business in health maintenance organization and preferred provider networks underwriting.” In addition to having the most enrollees, they also are the largest purchasers of health care and set the price and coverage terms. “’The results is double-digit premium increases from 2001 and 2004—peaking with a 13.9 percent jump in 2003—soaring well above inflation and wages increases.’” Where is all that money going? The article quotation marks a Wall Street Journal article looking at the compensation of the CEO of UnitedHealth Group. His salary and bonus is $8 million annually. He has benefits such as the use of a private jet. He has stock-option fortunes worth $1.6 billion.”
–Save America, Save the World by Cassandra Nathan pp. 127-128
“Insurance Companies Robbing Patients
Robbing patients to pay CEOs leads to unprecedented medical insurance corporation greed.
Thursday, January 3, 2008 8:52 AM
By: Michael Arnold Glueck & Robert J. Cihak, The Medicine Men”
http://www.newsmax.com/medicine_men/medical_insurance/2008/01/03/61543.html
Sensible plot in book that addresses the actual problems AND also how to increase the number of homegrown doctors and nurses, provide for price transparency so that folks know what stuff costs IN ADVANCE of consenting to any treatment, helps decrease the price of pharmaceuticals without removing their profit incentive for creation of new drugs, etc.
NO new taxes for people, no employer mandates, no fines–VOLUNTARY system that requires personal responsibility:
QUALITY, ACCESSIBLE, AFFORDABLE health care for all.
That means preventative care (physical with follow up). Real medication (no Medicare “donut holes” the really ill are ripped off again.) No bogus ridiculously low “caps” on needed medical procedures. No abuse of the ER. No paying for the silly with the sniffles to go to the doc for free. No more bankruptcies over medical bills. I want THIS plot that ends abuse of the taxpayer, takes the burden off employers, provides price transparency, and ends the rip-off of the US taxpayer at the hands of greedy insurance CEOs (which has been repeatedly documented).
http://www.booklocker.com/books/3068.html
Read the PDF, not the blurb, for the bulk of the plot. Book is searchable on Amazon.com
Cassandra Nathan’s Save America, Save the World